Financial In Real Life or FIRL are 2 Malaysians who wanted to help people under 40 to level up their wealth through stocks. For USD 199 you could attend their "master class" all about how their approach to stock is. Their claim is you could earn 20% a year within a very managable risk. verdict: They have good vocal and it's all pre-recorded content so it could be pleasant to hear the 40+hours through. Also taking their words on this, whatever they preach can be found in google. For this price it's consider fair as just a fundamental on only stocks investment. Their sales link is https://learn.firl.co/courses/firl-sib-2-0-stock-investing-blueprint-v2?coupon=firlsibeg20